Home Insurance Tips – Protect Your Home

There is plenty you can do to protect your valuables and try to prevent your home from being broken into. Firstly, make sure that you have adequate home contents insurance cover. Shop around to make sure you choose an insurer who offers a good level of coverage, as well as new-for-old policies. Make sure you specify high-value items, such as jewellery, when you take out contents insurance cover. And make sure that necessary items are covered by your insurer when they are taken away from the home.Also check that the policy will cover items stolen from your garden, shed or outbuildings in the event of a burglary. Other steps you can take – many of which will also reduce your home contents insurance premium:List serial/asset numbers of electrical items and hallmarks
Mark your possessions with your postcode using an ultraviolet marker pen
Take photos of valuable jewellery beside a ruler to indicate its size, and keep the photos somewhere safe or save on a disk if you have a digital camera
Ensure that main entry doors feature a five-lever mortice deadlock
Ensure that all window locks are key-operated (and locked!)
Keep valuables out of sight
Keep keys in a safe place and away from windows and doors
Do not keep lots of cash in your home
Avoid letting strangers into your property – make sure you check ID
Watch out for ‘distraction’ burglars
Consider placing valuable items and documents (eg passports, jewellery) in a safe
Protect your identity and shred sensitive documents
Use NACOSS-approved security devices and set them whenever you go out
Fit security lights at the front and rear of your home
Keep side gates padlocked
Keep ladders hidden and padlocked
Keep garden tools locked away
Ensure all ground floor doors and windows are locked when you are asleep
Ensure all doors and windows are locked when you go out
Set up a Neighbourhood Watch scheme where you liveWhen you are awayTips to help make your home look occupied:Cancel regular deliveries such as milk and newspapers
Ask a trusted friend or relative to clear the post from the doormat
Leave lights and a radio on timer switches
Leave a car on the driveway
If possible, ask someone to close the curtains at night and open them in the morning
Ask a trusted neighbour to keep an eye out for parcels left on the doorstep

Insurance Brokerage Marketing Sales Tip – Target Market the Absolutely Best Brokers

Rarely is insurance brokerage marketing sales tips or advice given. Target market the best brokerage brokers only is a sales advice tip. Exposing how to use brokerage marketing for targeting these insurance brokers is detailed here. Not just tips, but the actually steps that insurance brokerage marketing firms must take to ensure targeting the best brokers in this market are properly followed.About 1,000,000 health and life agents do not broker. Of the remainder, around 480,000 could be considered brokers. Too many insurance brokerage operations focus their sales marketing on any agent, as they do not investigate the few sources that can inform them who the brokers are. The rare firms that can do this sorting are titled insurance mailing list compilers. They have researched and individually put together a listing derived from a multitude of sources. The problems exists for you the marketer in wanting to target market exclusively the best brokers. Well you can, and you will see how.In compiling the vast agent and broker data market information, a major concern goes far beyond normal. By normal, we refer to the multitude of sources that can provide you name, address, and some phone numbers on the combination of agents and brokers. These by themselves are initially cheap sources that will financially bite you when it comes to getting results. Look at the following information to see how this is costly and not wise.Say you are a state, regional, or national insurance brokerage marketing firm looking to recruit the best brokers for your new annuity product. The normal list broker or list informs you that there are 28,500 agents and sales brokers in the target state. The researched list compiler determines there are 8,200 annuity brokers. Your budget will allow enough money to target only 4,000 to 5,000 brokers and of course, a smart sales tip would be that these are the best annuity brokers for your product.Now you can target market the best brokers only.
If fact you will see how you have two different optional ways to do this. If your insurance list compiler has a long experienced background with records going back many years, this feat can be accomplished. The list compiler may know what companies this broker is appointed with. Along with this comes a skill in matching companies’ appointments only when possible to an insurance company specializing in selling certain product like annuities. Additionally by scanning through the broker files it can be determined often how many carriers they represent selling a certain product.Look at an insurance brokerage marketing sales project, like the one mentioned above. Of 8,200 annuity brokers, only 4,000 to 5,000 are wanted, and only the best of the best. Only an insurance list compiler with the proper programming and skills could manage this challenge honestly and efficiently. You will be given sales tips on requesting either of two options, both of which we will look at.Option 1 – Company RepresentationThere may be say 10 hot annuity insurance competitors and you want to target market the brokers that are appointed with those carriers. Usually for ethical reasons, a minimum of five insurers are required. An internal program is then run selecting out only those people representing one of the 10 providers requested. Then it makes sure each agent name is only shown once, as it is possible to represent more than one company. Result = 4,023 annuity producers. Mission accomplished.Option 2 – The Responders
Imagine if you were promoting a $19.99 TV product, and your target list was only of people who had bought a similar product at least three times. Envision how many more sales you would get targeting them, than by just mailing to the general public. Take this concept and now apply it to limited amount of the annuity brokers requested above. The insurance list compiler does a little internal magic. First, the annuity brokers in the state are separated from all the other broker and agent names. Next, a selection is done to only pick out those currently representing three or more annuity carriers. It is the same concept as the list of people deciding to purchase a similar product they bought three times before. Result = 4,985 best of the best annuity responders. Mission accomplished.Final comments & sales tips
To insurance brokerage marketing sales, a list of top quality similar product producers should be compared to willing, ready, and able insurance leads for agents. If you want to be the best, work just with the best.